Insights

Practical notes on non-dilutive finance.

Written by the two people who make Finstock's lending decisions. How tax credit loans, bridge facilities and games funding actually work — with the numbers.

29 September 2026
Creative industries

Theatre Tax Relief loans: funding a show before HMRC pays

A theatre tax relief loan advances up to 80% of your TTR credit (45% touring / 40% non-touring) so cash arrives in rehearsals, not months after the run.

22 September 2026
General SME

Shareholder buyout finance without a bank: how it works

Shareholder buyout finance when the bank says six months: how a bespoke bridge is structured, what it costs, how it compares with equity. Done in weeks.

15 September 2026
Games

VGTR to VGEC: what the switch means for your VGEC loan

VGTR ends in March 2027. What a VGEC loan looks like for UK studios: the 34% credit, the ~25.5% net figure lenders size on, and how to time your claim.

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